Washington -- The U.S. Small Business Administration is working directly with state governors to provide low-interest loans to small businesses severely impacted by the coronavirus crisis. As of March 19, 30 states were eligible for SBA’s Economic Injury Disaster Loans, with more expected to be announced in the coming days. According to the agency’s website, the program provides small businesses with working capital loans of up to $2 million that can provide vital economic support to small businesses to help overcome the temporary loss of revenue they are experiencing. The loans are only available to small businesses located in declared disaster areas. For dental practice owners whose governor has issued an emergency declaration in response to the coronavirus, the practice may be eligible to apply for a loan. The loans can be used to pay fixed debts, payroll, accounts payable and other bills due to of the disaster.To see if your state or county is eligible for COVID-19 loans, visit the Current Declared Disaster page. Presently Congress is considering adding provisions to future legislation that would ease the process for small businesses to apply for these loans.
If eligible to apply, visit DisasterLoan.SBA.gov. For additional information, contact the SBA disaster assistance customer service center at 1-800-659-2955 or by email at email@example.com. The SBA website also has additional coronavirus small business guidance and loan resources that can be found here.
Dr. Jim Schroeder is the Founder of Leadership by Design. He has been writing about leadership and organizational growth for over 30 years.
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